Mixed-Use Building Insurance
Building Coverage
Helps pay to repair or rebuild your mixed-use building following a covered loss, including the residential units, commercial spaces, and common areas.
Loss of Rental Income Coverage
Helps replace lost rental income if residential apartments or commercial tenant spaces become temporarily unusable due to a covered loss.
Business Property Coverage
Provides protection for property you own and use to operate the building, such as maintenance equipment, appliances, office furnishings, and supplies.
General Liability Coverage
Provides protection if a tenant, customer, vendor, or visitor suffers bodily injury or property damage and you are found legally responsible.
Tailor Your Commercial Property Coverage
Mixed-use properties face unique challenges because they combine residential and commercial occupancies under one roof. Customize your insurance policy with optional coverages designed to protect your building, rental income, tenants, commercial spaces, and long-term investment.
Water Backup Coverage
Helps cover damage caused by water backing up through sewers, drains, or sump systems, helping address a common source of apartment building claims.
Equipment Breakdown
Helps cover the cost to repair or replace boilers, HVAC systems, electrical panels, water heaters, elevators, and other critical building systems that suffer a sudden mechanical or electrical failure.
Ordinance or Law Coverage
Provides additional protection when local building codes require upgrades, demolition, or reconstruction expenses following a covered property loss.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.
Insights & Guidance for Business Owners
