Business Owners Policy (BOP) Core Insurance Coverages
Property Coverage
Protects your building, office, storefront, equipment, inventory, furniture, computers, and other business property from covered losses such as fire, theft, vandalism, and certain weather-related damage.
Business Income Coverage
Helps replace lost income and ongoing expenses if a covered claim forces your business to temporarily close or reduce operations.
General Liability Coverage
Helps protect your business if a customer, vendor, or visitor claims bodily injury, property damage, or personal injury caused by your operations.
Equipment Breakdown Coverage
Helps pay for sudden mechanical or electrical breakdowns involving HVAC systems, electrical panels, refrigeration equipment, computers, and other critical business equipment.
Tailor your BOP insurance coverage
A Business Owners Policy provides a strong foundation for many businesses, but additional coverage may be needed depending on your operations. Customize your protection with options designed to address cyber risks, employee-related exposures, commercial vehicles, and higher liability limits.
Cyber Liability
Helps protect your business from certain expenses associated with cyberattacks, data breaches, ransomware incidents, and other technology-related risks that may impact your operations.
Employment Practices Liability (EPLI)
Helps protect your business against certain employee-related claims, including allegations of discrimination, harassment, wrongful termination, and other workplace-related disputes.
Hired & Non-Owned Auto
Helps provide liability protection when employees use rented vehicles or their personal vehicles for business-related activities on behalf of your company.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.
Insights & Guidance for Business Owners
