Multi-Family and Apartment Building Insurance
Building Coverage
Helps pay to repair or rebuild your apartment building or residential rental property following a covered loss such as fire, wind, vandalism, or certain other covered causes of loss.
Loss of Rental Income Coverage
Helps replace lost rental income if a covered loss makes apartments or residential units temporarily uninhabitable during repairs.
Business Property Coverage
Provides protection for items owned by the property owner, such as maintenance equipment, office furnishings, appliances, and supplies used to operate the property.
General Liability Coverage
Provides protection if a tenant, guest, or visitor suffers bodily injury or property damage and your business is found legally responsible.
Tailor Your Commercial Property Coverage
Every apartment building faces unique risks. Customize your insurance policy with optional coverages designed to protect your property, rental income, building systems, and financial investment from unexpected losses.
Water Backup Coverage
Helps cover damage caused by water backing up through sewers, drains, or sump systems, helping address a common source of apartment building claims.
Equipment Breakdown
Helps cover the cost to repair or replace boilers, HVAC systems, electrical panels, water heaters, elevators, and other critical building systems that suffer a sudden mechanical or electrical failure.
Ordinance or Law Coverage
Provides additional protection when local building codes require upgrades, demolition, or reconstruction expenses following a covered property loss.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.
Insights & Guidance for Business Owners
