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Bergen Insurance Group
Contact@BergenInsuranceGroup.com
Hours
Monday - Friday 9:30am to 4:30pm
Saturday - Sunday Closed
Frequently Asked Questions
General
💬 Getting a Quote
📋 Policy Changes
💳 Billing & Payments
☂ Coverage Questions
📄 Claims
Condo Insurance
We offer several ways to get started. You can complete one of our online insurance questionnaires for a detailed review, use our quick online quoting tool for a basic estimate, or contact our office directly. Once we receive your information, our team will review your options and contact you with recommendations.
Unlike a captive insurance agent who represents a single insurance company, an independent insurance agency represents multiple carriers. This allows us to compare coverage options, pricing, and underwriting guidelines to help find the best fit for your needs.
Read: 5 Reasons to Buy Insurance From an Independent Insurance Agency
No. Bergen Insurance Group does not charge a fee for insurance quotes, policy reviews, or coverage consultations.
Whether you're shopping for new insurance, reviewing your current coverage, or looking for a second opinion, we're happy to discuss your options and provide recommendations at no cost or obligation.
In order to provide accurate insurance quotes and coverage recommendations, we often request a copy of your current declarations page or insurance policy information.
The easiest and most secure way to share this information is through Canopy Connect, which allows you to securely connect your insurance accounts and share policy information directly with our agency.
Using Canopy Connect helps reduce paperwork, improve accuracy, and identify potential coverage gaps.
Click here to securely share your insurance information through Canopy Connect.
Insurance ID cards are available through most insurance company websites and mobile apps. You may also contact our office and we will be happy to provide a copy of your current ID card.
For the fastest service, we recommend creating an online account with your insurance company and downloading their mobile app.
Helpful Resources


Should I File an Insurance Claim or Pay for the Damage Myself?
Should you file an insurance claim or pay for the damage yourself? It's one of the most common questions homeowners face after unexpected property damage. Learn how deductibles, repair costs, coverage considerations, and liability concerns can influence the decision, explore real-world claim examples, and discover important factors to consider before reporting a homeowners insurance claim.


Why Your Home's Claims History Matters Even If You Just Bought It
Many homebuyers assume their homeowners insurance eligibility is based solely on their own claims history. However, insurance companies may also review a property's prior loss history when evaluating coverage. Learn how previous water damage, wind, fire, and other insurance claims can affect underwriting decisions, explore real-world homebuying examples, and discover why a home's claims history may matter even after ownership changes.


What Is Windshield Coverage on Auto Insurance?
Windshield claims are becoming increasingly expensive due to modern vehicle technology such as cameras, sensors, ADAS systems, and recalibration requirements built into today’s windshields. Learn how windshield coverage works under comprehensive auto insurance, what full glass coverage and $0 deductible options may be available, and why repeated glass claims may sometimes affect future insurance pricing and underwriting decisions.
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