Personal Umbrella Insurance Coverages
Bodily Injury Liability
Provides additional protection if you are found responsible for causing serious injuries to another person and the liability limits on your underlying policy are exhausted.
Excess Liability Protection
Provides an additional layer of liability coverage above eligible underlying policies, helping protect your savings, investments, future earnings, and other assets from large claims.
Property Damage Liability
Helps protect your assets if you are legally responsible for damaging someone else's property and the costs exceed the limits of your home, auto, or other underlying insurance policies.
Legal Defense Cost
Can help cover attorney fees, court costs, settlements, and judgments associated with covered liability lawsuits, subject to policy terms and conditions.
Tailor Your Umbrella Insurance Coverage
Liability risks don't stop at your home or vehicle. Customize your personal umbrella insurance policy with additional protection options designed to safeguard your assets, income, and future financial security against life's unexpected events.
Higher Liability Limits
Increase your umbrella protection with coverage limits designed to match your assets, income, and overall liability exposure.
Uninsured & Underinsured Motorist Coverage
Available through some carriers, this coverage can provide additional protection if you or your family suffer serious injuries caused by a driver with insufficient insurance.
Worldwide Liability Protection
Provides liability coverage that follows you beyond your home and vehicle, helping protect against covered incidents that occur virtually anywhere in the world.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.
Insights & Guidance for Personal Umbrella Insurance
