
Commercial Umbrella Insurance Coverages
Excess General Liability
Provides an additional layer of liability protection above your business's general liability policy when covered claims exceed underlying policy limits.
Excess Employer's Liability
Provides additional protection above employer's liability limits included within workers' compensation policies for certain workplace injury lawsuits.
Excess Commercial Auto Liability
Extends liability protection above your commercial auto insurance limits, helping protect your business from large vehicle-related claims and lawsuits.
Legal Defense Cost
Helps cover attorney fees, court costs, settlements, and judgments associated with covered liability claims, subject to policy terms and conditions.
Additional Protection for Business Owners
Every business faces different liability exposures. Customize your commercial umbrella insurance policy with additional protection designed to help safeguard your business assets, future earnings, and financial stability from large claims and lawsuits.

Higher Liability Limits
Increase your umbrella protection with limits designed to match your business's size, assets, contracts, and overall liability exposure.

Multi-Policy Protection
Provides excess liability protection across multiple underlying policies, helping create a broader layer of protection for your business operations.

Additional Insured & Contract Requirements
Helps businesses meet higher liability limits often required by landlords, clients, lenders, property managers, and commercial contracts.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.






