Workers Compensation Insurance Coverages
Medical Benefits
Helps cover medical treatment and healthcare expenses for employees who suffer a work-related injury or occupational illness.
Loss Wage Benefits
Provides partial wage replacement for employees who are unable to work while recovering from a covered workplace injury or illness.
Employer Liability
Helps protect your business if an employee files a lawsuit related to a workplace injury that falls outside standard workers' compensation benefits.
Rehabilitation & Return-to-Work
May help injured employees receive rehabilitation services and support designed to assist with recovery and a safe return to work.
Additional Protection for Employers
Workers' compensation provides important protection for employees and employers, but many businesses may benefit from additional coverages designed to address liability exposures, workplace-related claims, and catastrophic losses.
Employer's Liability Limits
Provides additional protection if an employee files a lawsuit related to a workplace injury that falls outside standard workers' compensation benefits. Higher limits may be appropriate for businesses with increased liability exposure.
Employment Practices Liability (EPLI)
Helps protect your business against certain employee-related claims, including allegations of discrimination, harassment, wrongful termination, and other workplace-related disputes.
Commercial Umbrella Coverage
Provides an additional layer of liability protection above underlying business insurance policies and may help protect against large or unexpected claims.
Why Bergen Insurance Group?
At Bergen Insurance Group, we prioritize our clients' needs by offering tailored insurance solutions that fit their unique circumstances. Our team of experienced agents is dedicated to providing exceptional customer service, ensuring that you feel supported every step of the way. With our extensive industry knowledge and commitment to transparency, you can trust us to help you make informed decisions for your insurance coverage.
Insights & Guidance for Business Owners
