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The functional replacement cost is an estimate of how much it would cost to replace the structure with a functionally equivalent structure.

If you own an Electric Bike or plan on buying one - Please read this important insurance update. More and more people are investing in...

For the standard auto insurance policy, you must make a choice about the legal rights you will have if you are injured in an automobile...

Why Small Business Owners Need to Protect Their Business and Reputation

Computers, smartphones, and media-streaming devices increase your exposure and leave you vulnerable to cyber attacks and fraud. You may...

The breed of your dog matters to most home insurance carriers. There are certain breeds carriers deem vicious and prohibit .

Coverage from your own policy may apply when you are using a private passenger rental car for personal, nonbusiness purposes. Coverage usual

Getting auto insurance quotes for the lowest possible premiums shouldn't mean jeopardizing your coverage. Besides saving money, your goal s

There are many exclusions on a home insurance policy. Some exclusions can't be added and are never really covered. However, there are also

Scheduled Personal Property Endorsement This endorsement allows you to protect valuable items that you specifically list on your policy. ...