What is Scheduled Personal Property
Scheduled Personal Property Endorsement
This endorsement allows you to protect valuable items that you specifically list on your policy. The amount of coverage should equal the price it would cost to replace the item. The base home insurance policy typically does not fully cover these types of items. Usually no deductible applies to this coverage.
Classes of Personal Property
Below are the typical items you would schedule (individually list) on your homeowners insurance policy:
Furs and garments trimmed with fur or consisting principally of fur
Cameras, projection machines, films and related articles of equipment
Musical Instruments and related articles of equipment
Silverware, silver-plated ware, goldware, gold-plated ware and pewterware, but excluding pens, pencils, flasks, smoking implements or jewelry
Golfer's Equipment, meaning golf clubs, golf clothing and golf equipment
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