Should You List a Spouse on Home Insurance If They Are Not on the Mortgage?
Yes — in most cases it’s a good idea to list a spouse on the home insurance policy even if they’re not on the mortgage . Here’s why: 1....
1 min read
Does Flood Insurance Protect Your Basement HVAC System
Your flood policy has basement restrictions that significantly reduce coverage.
3 min read
What is Water Backup and Sump Pump Failure Coverage?
water damage caused by backup events or sump pump failure is often overlooked
4 min read
What is Extended Replacement Cost Coverage?
extended replacement cost may help repair or rebuild your home after a covered loss when the cost of materials and labor have increased
4 min read
Ordinance or Law Coverage Explained
Ordinance or Law Coverage is a key component of a commercial property insurance policy. It provides coverage for the additional costs...
3 min read
Understanding Replacement Cost vs. Functional Replacement Cost in Insurance
Understanding the difference between replacement cost and functional replacement cost is crucial for selecting the right insurance coverage
3 min read
