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Whether you are in a flood zone or not, you may want to consider purchasing flood insurance either through the NFIP or Private Flood Insuran

This summary highlights some notable coverages associated with your homeowners insurance policy and is only provided as guidance in helping

How much should you insure your home for? Most people believe they should insure their home for the purchase price or mortgage loan...

Why Purchasing a Personal Umbrella Policy is a Wise Decision One of the most important insurance policies you can buy is the personal...

(Photo by Jessica Furtney) Most homeowners policies in New Jersey include the following common coverages: Keep in mind that your policy...

If a Tree Falls... Who Should File a Claim? A Tree on your property damages your house Your homeowner's policy should cover the cost to...

Short Answer: Probably Not Policy Territory Typically, most Personal Auto Policies only apply coverage for accidents and losses within...

Ordinance or law coverage - If your home is badly damaged, you may be required to rebuild it to meet new (and often stricter) building codes