Service Lines Coverage
Did you know a homeowner is responsible for repair or replacement to the service lines on their property?
2 min read
Renters Insurance - Do You Really Need It?
Often times, the discount you receive on the auto insurance policy pays for the renters policy. You end up paying the same total amount.
1 min read
Should You Choose Functional Replacement Cost or Actual Replacement Cost to Rebuild Your Home
The functional replacement cost is an estimate of how much it would cost to replace the structure with a functionally equivalent structure.
4 min read
Cyber Protection for Homeowners
Computers, smartphones, and media-streaming devices increase your exposure and leave you vulnerable to cyber attacks and fraud. You may...
2 min read
The Prohibited Dog List - The Dog Your Insurance Company May Not Want You to Have
The breed of your dog matters to most home insurance carriers. There are certain breeds carriers deem vicious and prohibit .
3 min read
What are Optional Coverages on a Home Insurance Policy
There are many exclusions on a home insurance policy. Some exclusions can't be added and are never really covered. However, there are also
6 min read
What is Scheduled Personal Property
Scheduled Personal Property Endorsement This endorsement allows you to protect valuable items that you specifically list on your policy. ...
1 min read
RENTERS INSURANCE
Renters insurance protects your personal belongings in a property you rent from unexpected circumstances such as a fire or theft.
2 min read
Named Peril vs Open Peril
Perils are considered causes of loss. There are named perils and open perils.
2 min read
HO3 or HO5 Home Insurance Policy - What's the BIG Difference?
The benefit of having an H05 policy is that you are covered in additional circumstances for damage to your personal property.
3 min read
