June 1, 2018

You aren’t just a policy number or claim number to us.

It is sad that many insurance commercials and marketing material paint insurance as a price based commodity.  However, it is important to understand that having the correct coverage is serious business.  It should n...

March 8, 2018

If a Tree Falls... Who Should File a Claim?

A Tree on your property damages your house

Your homeowner's policy should cover the cost to remove the tree and repairing the damage to your house.

A Tree blows over in a storm and damages your car in the driveway

If you have com...

March 8, 2018

Short Answer: Probably Not

Policy Territory

Typically, most Personal Auto Policies only apply coverage for accidents and losses within the policy territory.  The territory often specified by the policy is:

- the United States, its territories, or possessions

- Puerto...